Home Loans

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Home loans

In the market to purchase your first home?
Want to refinance your existing mortgage?
Or even purchase an investment property?

Buying your first home or investing in a property is a major decision. A Home loan is the most common tool to finance these assets, which is an arrangement between you and a lender who lends you money to purchase the property. Usually, this arrangement will be put in place for up to 25 years.

Your credit worthiness and the value of the property compared to the loan amount (commonly referred to as Loan to Valuation ratio – LVR) are amongst some of the key factors that lenders consider when assessing your application. In addition, there are other pieces of information, which are important to support your application including your family income, type of work and other demographics.


Having a good credit history may be taken into account when lenders are considering your ability to repay a loan. Check your credit history on the Lodex platform for free by clicking “GET STARTED NOW” and electing to get your credit report.

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